Your RICH Expert in Colorado Real Estate & Home Lending
Dual-licensed Mortgage Originator and Real Estate Agent. 30+ years.
About
Who Is Rich Blanchard?
Rich Blanchard is a Denver-based Mortgage Loan Originator and licensed Real Estate Agent with over 30 years of experience in mortgage origination and real estate. As Managing Director of Rich Home Loans LLC, Rich specializes in helping first-time homebuyers, move-up buyers, investors, and veterans navigate the home financing process with confidence.
Rich holds individual NMLS license #492461 and is licensed to originate mortgages in Colorado, Texas, Kansas, and Missouri. His dual licensure as both an MLO and a Colorado real estate agent gives clients a rare advantage — a single expert who understands both sides of the transaction.
Why Rich
Why Work With Rich
Three decades of mortgage expertise, a real estate license, and a relentless focus on getting deals done.
Fastest in the West
Rich is known for speed and execution. When your offer is accepted, closing timelines matter. He gets it done.
Real Pricing Transparency
No bait-and-switch. Real numbers — LLPA-adjusted rates, PMI, closing costs — before you ever apply.
VA Loan Specialist
Hundreds of VA loans closed. Funding fee exemptions, allowable costs, compromise sales — inside and out.
Dual-Licensed Advantage
As both an MLO and RE agent, Rich understands the full transaction. He speaks fluent buyer, seller, and lender.
24/7 Availability
Text, call, or use the AI assistant any time. (720) 619-9900. Real answers, not a call center.
Built for Brokers & Agents
Co-branding available. Agent-branded prequal letters, same-day turnaround, dedicated LO support.
Tools
The RICH RE Toolkit
Free tools to help you move faster and smarter.
Purchase Pre-Qual Calculator
Check your qualification, run PITI scenarios, and get a prequal letter — instantly, 24/7.
Launch ToolConforming Loan Limits
Look up 2026 conforming loan limits for any of 3,235 counties across the US.
Launch ToolRichFi AI Assistant
SoonAsk any mortgage question. AI-powered, available 24/7, backed by Rich's expertise.
Refi Savings Calculator
SoonRun a refinance scenario — monthly savings, break-even, total interest saved.
Testimonials
What Clients Say
“Rich provided a great buying experience for us purchasing a home in Boulder, CO. He provided excellent guidance and responded quickly when we had questions. Also helped us win a highly competitive house that was hot on the market.”
“Rich was a pleasure to work with. He helped us buy our first home after waiting for a while. He went above and beyond to get things done quickly. Responded very promptly to emails and text messages. I strongly recommend RICH if you need a mortgage.”
“Rich is a seasoned professional who knows how to get things done fast. He's prompt, prepared and willing to go the extra mile. He answered all of our questions promptly and with clarity.”
“Rich did an amazing job sorting through our complicated borrowing situation: multiple nationalities, offshore assets and foreign income, first-time homebuyers, incomplete credit records. Rich has a wealth of experience and got us an excellent rate.”
Ready to Get Started?
Schedule a free 15-minute strategy call. No pressure. Just answers.